Learn How to Keep Your House

To start, simply fill out our short information form on this site. We will contact you within 24 hours.

STEP 1

Tell us about your Situation. We’ll get started today analyzing your situation or questions.

STEP 2

We’ll give you current information with no obligation or cost. We have team members with specific expertise that can be beneficial for you.

STEP 3

You choose the option that best fits your situation to get you out of Foreclosure! We are just here to help you.

What options do I have?

You have many Options! In order to not overwhelm you with information, we chose what we believe are three great options. These options alone have many benefits that can allow you to keep your home! The options are: a TRO, LOAN MODIFICATION, and SUB-LEASING.

What does “TRO” mean?

TRO stands for TEMPORARY RESTRAINING ORDER. If you believe you weren’t properly informed on your Notice of default, or you are being treated unfairly or harassed. Well, you can get a lawyer to help get a restraining order and this might allow you to postpone the eviction or auction by at least 20 to 60 days!

How can I learn more about TRO’s and if I can, file one?

We actually work with a Contra Costa Mediator that offers her service through the county FREE of charge! That is correct. The Contra Costa County actually provides free service for mediation. We just so happen to work with one, which she can give you free advice about your situation or walk you through the process of filing a TRO. You can also go to https://congressofneutrals.org/

What is a Loan Modification?

Loan modification is the systematic alteration of mortgage loan agreements that help those having problems making the payments by reducing interest rates, monthly payments, or principal balances. This can be very beneficial for those who have simply fell behind or for those who have recently fell into hard times.

How can I see if I can qualify for a Loan Modification?

We work a Mortgage Underwriter who specializes in, writing and constructing loans and also loan modifications. They would contact you so that they can have a better understanding of your situation. Once they gather your information, they can guide you to the corrective actions you can take with YOUR lender. That’s right, they’re not trying to sell you their lender. They simply want to help you with yours, so that you can utilize the benefits your lender offers. Feel free to learn more About Us.

Why would I sub-lease my home?

Subleasing will allow you to catch up with your payments if you have somewhere else to live temporarily. We know it’s not ideal, but it can help you, and it is another way to prevent you from losing your home. If you rent out your home, and your mortgage is lower than the current rent rates, you can potentially make larger payments on your loan and catch up within a few months. You can also rent out a partial room(s) from your home (like Airbnb) to where it’s additional revenue and allows you to catch up with your mortgage payments.

How can I learn more about sub-leasing?

We can refer you to a local property manager that is happy to assist you with current rent rates in the area and the process of how you can rent out your home without paying for services.

If you would like more information on any of these options, please fill out the bottom form and one of our team members will get in touch with you.

Want Options For Selling Your House Fast?

List your house on the market with a real estate agent: From listing to cash in hand is usually 45 to 90+ days, but you might deal with the hassles of repairs, remodeling, open houses, commissions, appraisals, and financing falling through at the last minute.

Sell the house with a contractor: The Contractor is doing all the work and providing the money for fixing expenses. Then you sell and split the cash! But it can cost you time and stress if you need to sell quickly.

Sell for cash to an Investor: Avoid the hassles of listing on the market, pick your closing date, and don’t bother with cleaning up or repairs. Many Investors LOVE the most difficult situations agents or traditional home buyers won’t touch.